15% OFF Spot Pet Insurance Coupon Codes (May 2024 Promos & Discounts)

Top Spot Pet Insurance Coupons & Deals For May 2024

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About Spot Pet Insurance

Spot Pet Insurance is a customizable pet insurance coverage for dogs and cats, with up to 90% reimbursement on eligible vet bills. Spot Pet Insurance plans offer options for Accident-Only and Accident & Illness pet insurance plans, with an unlimited annual limit option, no per incident caps, and no lifetime caps. Pet parents can use any licensed veterinarian in the US or Canada. Spot Pet Insurance also offers 24/7 Pet Telehealth Helpline, and a 10% Multi-pet Discount for Added Pets.

Spot Pet Insurance has been voted #1 Pet insurance in America, and is recognized by Forbes. It is committed to helping pets, with an average of $1.25M claims paid per month. Policies provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat a pet’s covered conditions. Base level plans provided by Spot do not cover routine teeth cleanings, but accident & illness plans cover treatments for dental illnesses. Pre-existing conditions are not covered, but curable conditions that have been free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions.

Spot Pet Insurance offers affordable plans for cats and dogs, with life full of surprises, Spot helps pet parents plan for them with easy and simple pet insurance options. Spot Pet Insurance does not have an upper age limit for new enrollments or coverage, and pet parents can enroll their pet as soon as they’re 8 weeks old. Follow Spot everywhere on Instagram, Facebook, and Twitter, and check out their website for more information.

If you like Spot Pet Insurance, you might find our coupon code for FetchPet.com, Pets Best Pet Insurance and AdoraBud useful. You can also checkout coupons from popular stores like Cheerble, CottageCore Valley, Downtown Pet Supply, Revival Animal Health, Royal Pet Painting, The Vets, Trusty Pet Supplies and Unique Gifts Store.

Spot Pet Insurance Shopping Tips

1. Choose a Higher Deductible: Opting for a higher deductible can lead to lower monthly premiums, which can save you money in the long run. However, make sure you can afford the deductible in case of an emergency.

2. Enroll Your Pet Early: Enrolling your pet in Spot Pet Insurance at a young age can lead to lower premiums. As pets age, they are more prone to health issues, which can increase the cost of insurance.

3. Consider Preventive Care Coverage: While preventive care coverage may come at an additional cost, it can save you money in the long run by covering routine check-ups, vaccinations, and dental cleanings. Preventive care can help detect health issues early, which can prevent costly treatments down the line.

4. Multi-Pet Discount: If you have more than one pet, consider insuring them with Spot Pet Insurance to take advantage of the multi-pet discount. This can lead to significant savings on your monthly premiums.

5. Pay Annually: Paying your Spot Pet Insurance premium annually instead of monthly can lead to savings. Many insurance providers offer discounts for annual payments, which can add up over time.

6. Compare Plans: Before purchasing Spot Pet Insurance, compare plans to find the one that best fits your budget and your pet's needs. Look for plans with lower premiums and higher coverage limits to maximize your savings.

7. Use In-Network Providers: When seeking veterinary care, use in-network providers to take advantage of Spot Pet Insurance's negotiated rates. This can lead to lower out-of-pocket costs and significant savings over time.

8. Keep Your Pet Healthy: Maintaining your pet's health through regular exercise, a healthy diet, and preventive care can prevent costly health issues down the line. By keeping your pet healthy, you can reduce the likelihood of needing expensive treatments and save money on your insurance premiums.

9. Review Your Coverage Annually: As your pet's needs change, review your Spot Pet Insurance coverage annually to ensure you have the right plan for your pet. Adjusting your coverage can help you save money by avoiding unnecessary coverage or ensuring you have enough coverage for your pet's needs.

10. Take Advantage of Telehealth Services: Spot Pet Insurance offers a 24/7 pet telehealth helpline, which can save you money on unnecessary vet visits. By consulting with a veterinary professional over the phone, you can determine if your pet needs to see a vet in person, which can save you time and money.

Spot Pet Insurance FAQs

What does Spot Pet Insurance cover?

Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. These plans cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pet’s covered conditions. Spot plans have no per incident caps, no lifetime caps, and offer an unlimited annual limit option.

Can I get reimbursed for routine teeth cleanings?

Base level plans provided by Spot do not cover routine teeth cleanings. However, Spot accident & illness plans cover treatments for dental illnesses. To get reimbursed for routine cleanings, you can add preventive coverage to your base plan for a little extra cost per month.

What is considered a pre-existing condition?

Plans provided by Spot do not cover pre-existing conditions. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. However, if a condition is curable, cured, and free of treatment and symptoms for 180 days, it will no longer be regarded as pre-existing, with the exception of knee and ligament conditions.

What is the best age to insure my pet?

Plans provided by Spot don’t have an upper age limit for new enrollments or coverage. It is advised to insure your pet at a young age to avoid any potential pre-existing conditions. You can enroll your pet in a plan from Spot as soon as they’re 8 weeks old.

Does pet insurance cover exam fees?

Spot plans cover exams for covered conditions. Routine wellness exams are not covered by base level plans provided by Spot, but they are covered under Spot’s Preventive Care plans, which can be added on to your base level plan for a little extra cost.

Can I use any licensed veterinarian with Spot Pet Insurance?

Yes, you may use any licensed veterinarian in the US with Spot Pet Insurance. This gives you the flexibility to choose the vet that best suits your pet's needs.

How do I submit a claim with Spot Pet Insurance?

You can submit your claim to Spot Pet Insurance by sending your bill online, through the Spot app, or via fax. Spot aims to make the claim submission process as convenient as possible for pet owners.

What is the reimbursement process with Spot Pet Insurance?

Spot Pet Insurance reimburses eligible vet bills for covered conditions. Once you submit your claim, you will receive cash back for the eligible expenses. Spot strives to provide a hassle-free reimbursement process for pet owners.

Does Spot Pet Insurance offer a multi-pet discount?

Yes, Spot Pet Insurance offers a 10% multi-pet discount for added pets. This allows pet owners with multiple pets to save on their insurance coverage.

Does Spot Pet Insurance provide 24/7 pet telehealth support?

Yes, Spot Pet Insurance provides a 24/7 pet telehealth helpline. This service allows pet owners to access professional veterinary advice and support anytime, day or night.

How does Spot Pet Insurance compare to other pet insurance providers?

Spot Pet Insurance plans are widely preferred over other pet insurance options. Thousands of pet parents choose Spot for its affordable plans, comprehensive coverage, and the ability to visit any licensed vet in the US or Canada.

What is covered under Spot Pet Insurance's Accident & Illness plan?

Spot Pet Insurance's Accident & Illness plan covers a range of conditions and treatments, including exam fees, cancer, diabetes, respiratory infections, surgery, hospitalization, swallowed objects, toxic ingestion, dental cleaning, spaying or neutering, and annual wellness exams. For a full list of coverage, you can view a sample policy on the Spot Pet Insurance website.

How much does Spot Pet Insurance cost?

The cost of Spot Pet Insurance depends on the specific plan and coverage options you choose. The website mentions that cat and kitten plans start as low as $10 per month, while dog and puppy plans start as low as $16 per month. To get an accurate quote, you can click on the "Get a free quote today" button on the Spot Pet Insurance homepage.

Are there any customer reviews for Spot Pet Insurance?

Yes, Spot Pet Insurance has received positive reviews from happy pet parents. The website mentions a rating of 4.2/5 based on 1,602 reviews. Customers appreciate the great price, coverage options, easy enrollment process, and excellent customer service provided by Spot Pet Insurance.

How can I contact Spot Pet Insurance?

Spot Pet Insurance provides full contact information on their website. You can reach them by calling 1-800-905-1595 or by visiting their Member Portal.

How We Find the Best Spot Pet Insurance Coupons

Coupon Lawn was created to assist consumers in saving money while doing online shopping. Every month, we assist millions of shoppers in finding the best deals online by providing them with the most up-to-date coupons, promo codes, and discounts available from their preferred retailers.

Our team has spent numerous hours researching and organizing this information to bring you the best Spot Pet Insurance coupons and sales. As a result, thousands of new codes are released daily. To help you save money at Spot Pet Insurance, even when you can't find a working coupon, we actively search for the best coupons, non-coupon deals, and other ways to save.

Every day, we scour the web and publish coupons for hundreds of new retailers, so you can always find discounts on the latest and greatest products.

How We Ensure the Quality of Our Spot Pet Insurance Promo Codes

We understand how annoying it is when promo codes are invalid. As consumers, however, we know how important it is to share the most up-to-date promo codes available. Therefore, to guarantee that you have access to the most up-to-date and useful Spot Pet Insurance promo codes and deals, we do the following:

We will bring the coupon to you as fast as we can

We discover and publish coupon codes rapidly; we find thousands of new codes every day and make them available to you right away. Due to the short lifespan of some discounts and sales, we make every effort to get them posted as soon as possible.

We validate each coupon with a community of passionate shoppers

When you use a coupon code from Coupon Lawn, we'll always check in with you to see if it was successful. With your help, we can spread the word about the best currently-active coupons so that other shoppers can save time and money.

We work with brands to help you save even more via exclusive deals.

Finding the best coupon in the least amount of time is a challenge that Coupon Lawn is aware of. Thus, we work with hundreds of brands and have a massive database of online retailers to cover every conceivable category, ensuring that our users always find the best exclusive deals in the market.

How To Use Your Spot Pet Insurance Coupon Code

  1. Find the Spot Pet Insurance coupon you want to use on this page and copy them. The code will be copied to your phone or computer's clipboard, ready to be used.
  2. To begin the checkout process on Spot Pet Insurance website, select Checkout or View cart. Then, locate the Promotion code box and paste your code when checking out.
  3. To apply the promo code to your purchase, click the Apply button and save money on your purchase.

Why Your Coupon Code May Not Work

Here are some of the most frequent explanations for why a discount code is invalid:

It has expired

Every Spot Pet Insurance promo code eventually ends up being invalid, and ours are no exception.

You can only use one at a time

There may be multiple coupons for the same store, but you can only use one once.

Specific requirements need to be met

It's important to note that there are other limitations; for example, a coupon might only be redeemable for a single product, need a minimum purchase quantity, or be limited to use in a specific country.

Item is already on sale

Sometimes, sales and discounts are offered without the need for coupons. In addition, most stores will post information about bargains and promotions on their websites and social media pages, so watch out for those details.

Spot Pet Insurance Coupon Codes

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About Author

Carolyn Harris

Carolyn Harris

Personal Finance Enthusiast/Writer

Carolyn is a mom of 3, and a personal finance enthusiast. She knows her way on how to save money, make money, and to handle different types of financial situations. As a side hustle in college, she started 3 profitable businesses and majored in Financial Planning. On her free time, she loves to travel and spend time with her family.