What does Spot Pet Insurance cover?
Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. These plans cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pet’s covered conditions. Spot plans have no per incident caps, no lifetime caps, and offer an unlimited annual limit option.
Can I get reimbursed for routine teeth cleanings?
Base level plans provided by Spot do not cover routine teeth cleanings. However, Spot accident & illness plans cover treatments for dental illnesses. To get reimbursed for routine cleanings, you can add preventive coverage to your base plan for a little extra cost per month.
What is considered a pre-existing condition?
Plans provided by Spot do not cover pre-existing conditions. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. However, if a condition is curable, cured, and free of treatment and symptoms for 180 days, it will no longer be regarded as pre-existing, with the exception of knee and ligament conditions.
What is the best age to insure my pet?
Plans provided by Spot don’t have an upper age limit for new enrollments or coverage. It is advised to insure your pet at a young age to avoid any potential pre-existing conditions. You can enroll your pet in a plan from Spot as soon as they’re 8 weeks old.
Does pet insurance cover exam fees?
Spot plans cover exams for covered conditions. Routine wellness exams are not covered by base level plans provided by Spot, but they are covered under Spot’s Preventive Care plans, which can be added on to your base level plan for a little extra cost.
Can I use any licensed veterinarian with Spot Pet Insurance?
Yes, you may use any licensed veterinarian in the US with Spot Pet Insurance. This gives you the flexibility to choose the vet that best suits your pet's needs.
How do I submit a claim with Spot Pet Insurance?
You can submit your claim to Spot Pet Insurance by sending your bill online, through the Spot app, or via fax. Spot aims to make the claim submission process as convenient as possible for pet owners.
What is the reimbursement process with Spot Pet Insurance?
Spot Pet Insurance reimburses eligible vet bills for covered conditions. Once you submit your claim, you will receive cash back for the eligible expenses. Spot strives to provide a hassle-free reimbursement process for pet owners.
Does Spot Pet Insurance offer a multi-pet discount?
Yes, Spot Pet Insurance offers a 10% multi-pet discount for added pets. This allows pet owners with multiple pets to save on their insurance coverage.
Does Spot Pet Insurance provide 24/7 pet telehealth support?
Yes, Spot Pet Insurance provides a 24/7 pet telehealth helpline. This service allows pet owners to access professional veterinary advice and support anytime, day or night.
How does Spot Pet Insurance compare to other pet insurance providers?
Spot Pet Insurance plans are widely preferred over other pet insurance options. Thousands of pet parents choose Spot for its affordable plans, comprehensive coverage, and the ability to visit any licensed vet in the US or Canada.
What is covered under Spot Pet Insurance's Accident & Illness plan?
Spot Pet Insurance's Accident & Illness plan covers a range of conditions and treatments, including exam fees, cancer, diabetes, respiratory infections, surgery, hospitalization, swallowed objects, toxic ingestion, dental cleaning, spaying or neutering, and annual wellness exams. For a full list of coverage, you can view a sample policy on the Spot Pet Insurance website.
How much does Spot Pet Insurance cost?
The cost of Spot Pet Insurance depends on the specific plan and coverage options you choose. The website mentions that cat and kitten plans start as low as $10 per month, while dog and puppy plans start as low as $16 per month. To get an accurate quote, you can click on the "Get a free quote today" button on the Spot Pet Insurance homepage.
Are there any customer reviews for Spot Pet Insurance?
Yes, Spot Pet Insurance has received positive reviews from happy pet parents. The website mentions a rating of 4.2/5 based on 1,602 reviews. Customers appreciate the great price, coverage options, easy enrollment process, and excellent customer service provided by Spot Pet Insurance.
How can I contact Spot Pet Insurance?
Spot Pet Insurance provides full contact information on their website. You can reach them by calling 1-800-905-1595 or by visiting their Member Portal.