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Send money to the Philippines from the US via Ria Money Transfer, trusted for over 35 years. Deposit money directly to a Philippines bank account, cash pickup from thousands of our partners in the Philippines or even home delivery. Our partners include Cebuana Lhuillier, Banco de Oro (BDO), Mlhuillier, GCash and many more. Padala na!

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Ria offers more ways to send and receive money. With a network of locations across the Philippines, you can choose between cash pickup or a bank deposit.

20,000+ locations near your recipient in the Philippines

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 It makes it so much easier to send money to my loved ones back home and to do any international transactions with just a few taps.

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Learn why millions of people love using Ria

There are several methods for safely sending money to friends and family in the Philippines. Which one you choose depends on several factors, including how quickly you need the Philippines remittance to arrive at its destination, where in the Philippines your recipient currently lives, and the country where you reside, as well as how you wish to fund the money transfer.

•International bank transfer: International bank transfers involve requesting your bank to transfer money from your checking or savings account into your recipient's account. In order to make this method work, you typically need to know your recipient's international bank account number (IBAN), along with their bank's SWIFT/BIC code. However, bank transfers can take several business days to complete, making this a less-than-stellar choice if your recipient needs the money in a hurry. Plus, they only work if you and your recipient have bank accounts.

•Money transfer agents: You can also use a traditional money transfer agent to pay for a money transfer to the Philippines. These third-party services may be able to help your recipient in the Philippines receive their money in a relatively short time (especially when compared to a bank transfer). However, traditional transfer agents often charge steep fees for remittances. In addition, you may not always get a great currency exchange rate with this option.

•International money orders: These are a lot like paper checks but can be bought from post offices, banks, retail stores, and other vendors. All you have to do is mail the prepaid money order to your recipient, who can then exchange it for Philippine pesos. However, this option relies on 'snail mail,' meaning there's always a possibility that the money order could get lost in the mail. In addition, depending on which delivery service you choose, it could take a long time for your remittance to reach your recipient in the Philippines. (Keep in mind that international expedited services can be quite expensive.)

•Ria: Ria is an online money transfer service that makes it easy to safely send money to the Philippines — or to any of the other 165-plus countries we serve around the globe. When you use Ria, your Philippines money transfer could arrive in as quickly as 15 minutes, depending on how you fund your transaction. And it won't cost you an arm and a leg, either — we always charge low fees with no hidden costs. We also always offer great exchange rates, so your money transfer to the Philippines can go further.

If you choose to use Ria, you can send money on the website, the app, or in person at one of the thousands of participating locations worldwide. Your friend in the Philippines also has many options to receive the remittance. They can get it deposited in their bank account, pick up cash at a participating store near them, collect it in their mobile wallet, or get it delivered right to their doorstep.

It can take anywhere from a few minutes to five business days to send money to an overseas location — including The Philippines. However, how long it takes depends on several factors, such as:

1.Transaction type

4.Whether Ria requires additional information for security purposes

5.When you initiate the transfer

Some currencies or transfer methods are only available during local business hours. If you set up a The Philippines remittance outside of typical business hours, on a holiday, or on the weekend, you could experience delays.

If you’re looking for the fastest way to send money to The Philippines, you may want to use a debit or credit card for your transaction. These methods may incur additional fees, so be aware of that. However, they also typically finalize the same day they’re completed — sometimes within minutes -meaning your recipient could have the money almost immediately.

And if time isn’t a concern, consider setting up a bank transfer instead. This option usually takes three to five business days and comes with fewer fees.

How long does it take to send money to the Philippines?

The cost of sending money to The Philippines depends on several key factors, such as:

1.The payment method you use

2.The payout method (that is, the way your intended recipient gets the money)

4.Currency exchange rates

Bank remittances are usually the cheapest option, while credit and debit card transfers can come with additional fees. This is especially true with credit card payments, as some credit card companies will charge extra. Keep in mind, though, that international money transfers usually come with certain charges — regardless of how you go about it.

As an international remittance service, Ria strives to keep our rates and fees as low as possible on money transfers to The Philippines and other countries. We do that by working with financial institutions worldwide to get you the lowest possible fees and best exchange rates. At times, we also have promo codes to cut down on some of the more unavoidable fees.

The overall transfer amount includes all fees. If you want to see the cost of sending money to The Philippines, here are your options:

5.Before you complete the transfer (but after you’ve logged into your account): You can see what it costs to send money to The Philippines via the app or website. Simply log into your account and go to “Send” or “Send Money.” Then, select your destination country, how much you want to send, your payout currency, and your payment and delivery methods.

6.Before you initiate a transfer (without logging in): You can go to Ria’s website for an estimate of what it will cost.

Both options can help prevent you from being surprised by any fees or charges associated with sending money overseas.

How much does it cost to send money to the Philippines?

We offer several ways to track your money transfer to The Philippines, but the easiest option is to use our Track a Transfer tool, which provides real-time updates of your transfer — no matter where you are.

Here’s how to use this free online feature:

1.After logging into your Ria account: Once logged in, choose “Track” (from the app) or “Track a transfer” (from the website). Then, input the transfer’s unique personal identification number (PIN) to see its status.

2.Without logging into your Ria account: If you don’t have a Ria account, you can still use the Track a Transfer feature. You’ll still need the unique PIN, however. This enables both the sender and recipient to see the transfer status at any point.

Two things are worth noting.

3.If you reside in Australia, you must also provide your birth date and recipient’s country (The Philippines) to track the transfer.

4.As the sender, you’ll also receive emailed updates regarding the transfer’s status and any major changes.

How can I track my transfer to The Philippines?

There are several ways to send money to The Philippines safely and efficiently. Which method is the best for you is a personal decision — it all comes down to how fast you need the The Philippines money transfer to arrive, how you want your friends and family to receive it, and how you want to pay.

Bank transfers: You can use your bank to transfer money to a bank in The Philippines through an international wire transfer. With this method, there’s no cash involved — you simply instruct your bank to send money to your recipient’s bank account. 

To complete a wire transfer through your bank, you usually must provide your recipient’s name, address, contact information, and banking information. This includes their international bank account number (IBAN) and their bank’s SWIFT/BIC code. 

There are several drawbacks to using a bank transfer to send money to The Philippines. For one, both you and your recipient need to have bank accounts at institutions that allow international transfers. 

For another, they’re typically expensive. Some banks charge as much as $50 for the convenience of an international wire transfer to the sender. And a few charge a fee to the recipient as well. In addition, your bank may limit the amount of money you can send through this method.

Money transfer agents: Traditional money transfer agents allow customers to send money abroad using cash. These agents usually have offices you can visit to fund the transfer with cash. Your recipient can then visit the transfer agent’s office closest to them and receive the money as cash. 

Of course, one of the main drawbacks of using this method for sending money is that your recipient must live near a transfer agent’s office. Another is the fact that these agents sometimes have complicated pricing structures, and fees and exchange rates can vary widely.

Money orders: Sending an international money order is similar to sending a check through the mail. You can buy a pre-paid money order certificate from your local post office or bank and then send it directly to your recipient via international mail. They can then redeem the certificate for cash.

There are several big disadvantages to this money-sending method, mainly that it’s expensive and slow. 

Online money transfer services: Online money transfer services such as Ria make it easy to send money to The Philippines and more than 165 other countries around the globe. Ria charges no sneaky hidden fees, so your The Philippines remittance will go further. 

Ria also offers great exchange rates and allows you to send money through our convenient mobile app or any of the 500,000-plus participating locations. Ria offers a quick alternative to other money-sending methods. Many transfers arrive within minutes. Send money with Ria now. 

What’s the best way to send money to The Philippines?

Signing up for an account with Ria is easy. The exact steps you’ll take vary depending on your location and whether you want to use the app or website.

Create a Ria account via the app in the US or Canada:

1.Download the Ria app and tap the “Register” button.

3.Enter your email address and choose a password.

5.Enter your full name, date of birth and phone number, then tap “Continue.”

6.Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

7.Enter your mailing address and tap “Continue.”

8.Select and answer three security questions to protect your account.

Create a Ria account via the app everywhere else:

9.Download the Ria app and tap the “Register” button.

11.Enter your phone number and verify it by entering the 6-digit code we send you.

13.Agree to Ria’s terms and conditions.

14.Enter your full name, email address, and date of birth (we may also ask for your country of birth, nationality, occupation, and ID information).

16.Choose to subscribe to receive promotions, discounts, and other special offers or tap “Not now” to opt out.

17.Enter your mailing address and tap the “Continue” button.

Create an account via the website:

18.Visit riamoneytransfer.com.

19.Click “Register” in the top right-hand corner of the screen.

22.Enter your phone number and the security code we send to your phone.

24.Enter your first and last name, date of birth, and email address.

25. Select whether you’d like to receive marketing messages from Ria.

How do I sign up for Ria so I can send money to The Philippines?

The information you need to send money to the Philippines depends on your preferred transfer option. For example, you'll need the recipient's address for an international money order and their bank's IBAN for wire transfers (along with other basic information).

If you're using Ria to quickly and conveniently send money to the Philippines, here's a checklist of the information you'll need:

•The full name of your recipient (exactly as it appears on their government-issued photo ID)

•The name of the city and province in which your recipient lives

•The amount of money you wish to send as a Philippines remittance

•Payment information (i.e., bank account information, credit card number, etc.)

•Payout information (i.e., bank account information for a bank transfer, location for cash pickup, etc.)

Depending on how your recipient wishes to receive their money, you may need extra information like their:

•Exact street address (for home deliveries)

What information will I need to send money to the Philippines?

If you’re in the USA or Canada, you can set up a The Philippines money transfer from the Ria app or website. Start by signing into your existing account or create a new one if you don’t have one. If you haven’t verified your phone number or set up your online profile yet, you can do that now.

Since this is your first money transfer to The Philippines, you’ll need to add a new recipient to your account — that is, the person who will receive money in The Philippines. Adding a recipient is easy. Just provide basic information about them, such as their name, current location, and phone number. If you want to transfer money to their bank, input their bank account details as well.

Once you’ve added a recipient to your account, you can decide how much money to send them — either in your currency or theirs. At this point, you can also select the payout method. Remember, each payout method comes with its own advantages and fees.

With that done, simply choose your payment method for the The Philippines remittance. You can add a new payment method to your account on the website or the app.

Once you’ve completed that first transfer, the process becomes even easier as your recipient’s basic information is saved to your account. Ria doesn’t store your recipient’s bank account information, however, so you will need to input that again.

How do I set up my first money transfer from the USA to The Philippines?

Some money transfers go through within minutes of setting them up. However, you might have to wait a few hours or days before your transfer is complete.

That’s where tracking your transfer comes into play. You can use the Track a Transfer feature for status updates on your The Philippines remittance. You’ll just need the PIN, which you can find in your account or the confirmation email you received after scheduling the transfer. Your recipient can also use this tool.

A standard money transfer to The Philippines doesn’t take very long to complete, though it depends on the payment and payout methods. If you’ve chosen a debit or credit card transfer, your recipient should receive money in The Philippines within minutes. A bank transfer, on the other hand, can take several business days to complete.

Certain factors may delay your transfer. For example, if you set up the transfer outside local business hours or on a holiday or weekend, it might take a little longer. In some cases, Ria will also request additional information from you for security purposes, which could cause additional delays.

What happens after I send my money transfer to The Philippines?

Senders and recipients can use Ria’s Track a Transfer feature for real-time transfer updates. All you need is the transfer’s PIN and order number.

Senders can also use the Ria app to track the transaction — just tap the “Track” option. In addition, senders will be notified by email when their recipient has picked up or received the money — or if there’s another major status change.

How do I view my transfer status when sending money from the US to The Philippines?

There are four convenient ways to receive a Ria money transfer in the Philippines:

1.Bank transfer: You can receive a Philippines money transfer directly in your bank account. Just make sure that the sender knows the bank's name or SWIFT code, plus your account type and number. (Call or visit your bank to find out this information if you're not sure.)

2.Cash pickup: Ask the sender to choose a participating location near you so you can safely pick up your cash. Be sure to bring your government-issued photo ID to verify your identity.

3.Mobile wallet: In the Philippines, money transfer recipients can receive funds sent with Ria directly in their mobile wallet. Here are the mobile wallets that Ria has partnered with in the Philippines: 

–         GCash

–         PalawanPay

4.Home delivery: You may be able to receive your cash through a convenient home delivery. If you wish to use this option to receive a Philippines money transfer, ensure the sender knows your exact home address.

How can I receive money in the Philippines?

Depending on which country you currently reside in and whether you wish to use the Ria website or mobile app, you may have several options for funding your money transfer to the Philippines.

If you use the Ria website, you can use:

•Bank transfer (in the U.S.)

•Debit or credit card (in Australia, Canada, Spain, the U.K., or the U.S.)

If you use the Ria mobile app, you may be able to use one of these funding methods:

•Cash (in the U.S., Malaysia, or Singapore)

•Debit or credit card (in Australia, Canada, Europe, Malaysia, the U.K., or the U.S.)

•Klarna (in Austria, Germany, or Spain)

•FPX (in Malaysia)

We've compiled a full list of all payment methods for more information. 

Which payment methods can I use to pay for my money transfer to the Philippines?

Unfortunately, you can't use Zelle to send money to The Philippines.

That's because Zelle currently works only with bank accounts based in the U.S. There's no way to make a money transfer to an international account. Both the recipient and the sender must have U.S.-based checking or savings accounts — as well as U.S. phone numbers.

Instead, consider using an online money transfer service like Ria. Ria is quick, safe, and convenient. We offer great exchange rates, low fees (with no hidden charges), and a variety of payment and pickup options — all from our website or mobile app.

Ria serves customers in more than 165 countries — meaning sending money to or receiving money in The Philippines is a breeze. You don't even need to have a bank account to use Ria — unlike with Zelle. Send money now with Ria. 

Does Zelle work to send money to The Philippines from the U.S.?

Currently, you can't use Venmo to send money to The Philippines. That's because only U.S. residents can use the app to send or receive money transfers.

Venmo may not work with international accounts. But Ria serves more than 165 countries around the globe — including The Philippines. Ria makes sending money internationally simple, quick, and secure. Your recipient in The Philippines could get the money transfer in as little as 15 minutes if you use Ria. Plus, there are no additional fees.  You are fully aware of all costs and the amount of Canadian dollars your recipient will get before you even complete the transfer.

Send money now with Ria.

Does Venmo work to send money to The Philippines?

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in The Philippines. All you need is:

1. The recipient’s full legal name (as it appears on their bank account)

3. The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

How can I send money to a bank account in The Philippines?

Hands down, sending money via electronic transfer is the safest way to send money to The Philippines.

In the old days, it was common for people to send remittances by mailing cash. Not only does this method take a long time (they call it “snail mail” for a good reason), but it’s also just not safe. The mailed money could get stolen or lost at any point during its long journey.

Instead, using an online money transfer service like Ria ensures that your money gets exactly where you intend it to go. 

In addition, Ria’s team of world-class security experts works around the clock to monitor your money transfers and keep a watchful eye out for unusual behavior. Ria’s software allows the team to spot any suspicious activity long before any harm can be done to your account.

Plus, Ria never stores your payment details on its servers. So, your credit or debit card or bank account information will never be compromised in Ria’s system.

Your safety is Ria’s number one priority when sending money to The Philippines.

What is the safest way to send money to The Philippines?

Here are some of the options for safely sending money to a friend or other loved one in the Philippines:

•International bank transfer: It may take a few business days, but you can send money from your bank to your recipient's bank. 

•International money order: As another slower option, you can send a money order via mail. It may cost quite a lot in postage, though.

•Third-party money transfer agent: This option may be quick, but fees and exchange rates vary. You might not always get the best deal.

•Ria: You can safely and easily send a money transfer to the Philippines using Ria's app or website or visiting any of the thousands of participating locations worldwide. Plus, we offer many convenient payout options for your friend — some of which they can receive in just a few minutes.

If you choose to use Ria, here's what you need to do to start a Philippines money transfer with our website or app:

1.Set up a free Ria account. You'll need to supply your full name, birth date, and contact information. (Depending on where you currently live, other information requirements may exist.)

2.Click or tap the "Send" or "Send money" button.

3.Choose "Philippines" from the drop-down list of countries.

4.Enter the amount you wish to send as your money transfer to the Philippines. You'll see what exchange rate you'll get, as well as what fees Ria charges and exactly how many Philippine pesos your friend will receive.

5.Choose your payment options. Depending on where you live, you can use a linked bank account, debit or credit card, or other options. You may also use cash by visiting a participating location near you.

6.Choose how you want your recipient in the Philippines to receive the money. They can opt for in-person cash pickup, receive the money right in their checking or savings account, get their funds in a mobile wallet (GCash, PayMaya, GrabPay, Coins.ph, ShopeePay, or PalawanPay), or choose super-convenient home delivery (depending on where in the Philippines they live).

8.Add your recipient's full name (as it appears on their government-issued photo ID) and the name of the city and province in which they live to your Recipient List.

9.Provide all of the details needed for your delivery method (such as which cash pickup location they wish to use, their home delivery address, or their bank or mobile wallet details).

How can I send money to a friend in the Philippines?

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